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Group home and car insurance plans for your employees and you



We have made arrangements with Intact Insurance, Canada’s largest home, auto and business insurance company, to provide you and your family with an exclusive a home and vehicle insurance plan boasting many benefits and additional coverage at a competitive price.

Below are some of the benefits available to you:

Car insurance

  • An exclusive rate on your insurance premium
  • No deductible for a hit-and-run claim or vehicle write-off
  • Up to $250 off your deductible for a car accident totalling over $1500*
  • Up to $60,000 in coverage for damages to a rented or borrowed car in Canada and the United States

Home insurance

  • An exclusive rate on your insurance premium
  • Up to a $300 reduction in your deductible
  • Claims paid on a replacement cost basis with no obligation to rebuild
  • Intact Insurance Assistance, which includes services such as housekeeping, childcare and homecare as well as a legal information hotline

Made for each other

With Synchro Insurance®, you can save even more on your home insurance premiums.

Combining your insurance plans also unlocks exclusive benefits such as:

  • Coverage of legal fees of up to $5,000 per dispute†
  • S.O.S. Identity® providing up to $25,000 in protection against identity theft.

Guaranteed peace of mind

This is our pledge to you: when you call to report a loss or damage of any kind, you will be able to speak with a claims representative within 30 minutes. They will be able to make decisions and provide emergency support. And this pledge applies 24 hours a day, 7 days a week. Note, however, that wait times to speak to a representative may be longer during a major disaster.

Intact Assurance Assistance

Intact Insurance Assistance** is a home services package coupled with a free legal helpline. When you are facing a difficult or sensitive situation, you can rely on us for support. These services are available to you and your family at no charge.

It has never been easier to get the help you need!

Consult our brochure for more details.


* Only valid for the first claim in three years.
† Cases under the Court of Quebec’s Small Claims Division are exempt, as are certain fields of law. Maximum of three legal disputes per year.

**The services offered as part of Intact Insurance Assistance are provided by an external firm and are not counted as claims. Intact Insurance Assistance is available only to home insurance policyholders who belong to a group registered with the Intact Insurance Group Insurance Plan or Group Advantages Program.

Certain conditions, limitations and exclusions apply to all offers, which are valid only for Quebec residents and subject to change without notice. © 2023, Intact Insurance Company.


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As a FADOQ member, you are entitled to additional discounts and benefits on your insurance policy. Be sure to ask for more information when you apply.